(1) You can download and install WeChat or Alipay APPs and follow the instructions to input foreign or Chinese mobile phone numbers for account registration.
(2) You can bind the APP with international bank cards with the Mastercard, Visa, JCB, Diners Club, and Discover logos or Chinese bank cards with the logo of UnionPay.
(3) You can scan the collection QR code or show the payment QR code when making payments.
Notes for binding international bank cards:
1.When binding an international bank card to Alipay or WeChat, it is necessary to obtain authorization from the foreign issuing bank. However, some issuing banks may reject the binding request due to their system’s inability to recognize the connection information. In such cases, it is advisable to contact the issuing bank’s customer service center or consider using a Chinese bank card instead.
2.When using WeChat or Alipay for QR code payments through the bound international bank card, users are not required to pay an additional service fee if the transaction amount does not exceed RMB200; or users need to pay a service fee at 3% of the transaction amount if the amount exceeds RMB200.
3.WeChat and Alipay have set transaction limits for bound international bank cards, with an annual limit of USD50,000 and a single transaction limit of USD5,000. It is recommended that users who have bound international bank cards to the APPs consider your specific use cases before using mobile payment.
How to ensure the security of electronic payments?
You shall keep the bank cards secure, to avoid loss or unauthorized use by others or criminals. In case of card loss, please report it to the corresponding bank in time.